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How to save money on car insurance in Rochester, NY

Published October 9th, 2023 by

How to save money on car insurance in Rochester, NY

Car insurance is a necessary expense for most people, but it can be expensive. There are a few things that you can do to save money on car insurance in Rochester, NY.

Here are some tips:

  • Shop around and compare quotes from multiple insurance companies. Car insurance rates can vary significantly from company to company, so it is important to shop around and compare quotes. You can get quotes online or from insurance agents.

  • Consider raising your deductible. Your deductible is the amount of money that you have to pay out of pocket before your insurance company will start paying for repairs. Raising your deductible can lower your monthly premiums. However, it is important to make sure that you can afford to pay your deductible if you need to.

  • Take advantage of discounts. Many insurance companies offer discounts for things like having a good driving record, being a student, or being a member of certain organizations. Be sure to ask your insurance company about any discounts that you may be eligible for.

  • Bundle your policies. If you have multiple insurance policies, such as home insurance and car insurance, you may be able to save money by bundling your policies with the same company.

  • Drive safely. The safest drivers pay the lowest premiums. Driving safely is the best way to keep your car insurance rates low.

Bob Johnson Auto Group is a great option for purchasing or servicing a used vehicle in Rochester, NY. They have a wide variety of cars, trucks, and SUVs to choose from, and their experienced sales team can help you find the right vehicle for your needs. Bob Johnson Auto Group also offers a comprehensive service department that can handle all of your vehicle's needs, from routine maintenance to major repairs.

Here are a few additional tips for saving money on car insurance:

  • Maintain a good driving record. Accidents and traffic violations can cause your insurance rates to go up. Be sure to drive safely and avoid getting into accidents.

  • Keep your car in good condition. A well-maintained car is less likely to be involved in an accident. Be sure to get regular oil changes and tune-ups, and fix any damage to your car as soon as possible.

  • Park in a safe place. Parking in a garage or well-lit area can help to reduce the risk of your car being stolen or vandalized.

By following these tips, you can save money on car insurance in Rochester, NY.


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